-300x300.jpg)
Our
webshop is offering its consumers secure bank card payment provided by CIB Bank.
The security relies on the separation of data. With the use of the system the Hanzashop
receives only the quantity of the
ordered commodity and the delivery address from the consumer, while CIB Bank
the card data on a 256-bit TLS secured payment page. The webshop will not be
informed about the payment-side data content, they are accessible for CIB Bank
only. The bank will inform the webshop if the transaction was successful or
not. Your internet-browser must support TLS encryption to use bank card payment
solution.
The
counter-value of the purchased goods, the paid amount will be promptly blocked
on your card account. Please read this information carefully.
------------------------------------------------------------------------------------------------------------
You
are welcome in this webshop operated with CIB Bank’s secure, Internet payment
solution.
You will find below a short description about how you
can shop in a safe and reassuring way.
When
shopping, you should pay attention to the following matters:
·
Read
through the webshop’s information leaflet, the conditions of the purchase and
delivery terms.
·
Study
the webshop’s security conditions since these will guarantee the security of
your data.
·
Note
your data relating to your purchase.
·
Keep
a record of the transaction data connected to your payment. (transaction ID, Authorisation
code)
·
Make
sure that unauthorised person does not have access to the secret data of your
card
·
Use
a browser that recognises the option needed to TLS encryption
About security
TLS is an abbreviation
for an accepted encryption method called Transport Layer Security. This Bank
has a 256-bit encryption key to protect the communication channel. A firm named
VeriSign makes possible for CIB Bank the use of the 256-bit key, with which we
ensure the TLS-based encryption. For the time being this encryption method is
used in 90% of global e-commerce. Before transmission, the browser used by the
buyer encrypts the card holder’s data with the help of TLS which means they are
passed to CIB Bank in a coded form, this way they are indecipherable for
unauthorised persons.
Acceptable
cards
CIB
Bank’s Internet payment system allows the use of cards like Mastercard/Maestro
and VISA and VISA Electron (the use of the last one is subject to the
permission of the issuing bank), and cards for only internet use.
Payment
steps
1.
On
the page of the webshop you select the products, for which you intend to pay
with your bank card.
2.
Following
that you’re redirected to the webpage of CIB Bank guaranteeing secure payment, where
you have to enter your card data to begin the payment.
3.
Following
this, you’re redirected to CIB Bank’s page guaranteeing secure payment, where
you have to enter your card data to start the payment process.
4.
Following
the payment, you’re directed back to the Store page, where you receive a
confirmation about the result of the payment.
In
the case of bankcard payments, following the successful transaction – this
means the approval after the expiry date of the bank card and the coverage are
controlled – CIB Bank debits the account of the Card Holder with the
countervalue of the goods/services.
If
you’re not directed back from the payment page to the Store’s website, the
transaction qualifies as unsuccessful. If you click on the „Back” of „Refresh”
buttons of the browser on the bank’s payment page, or close the browser window
before you could be redirected to the store, the payment will qualify as unsuccessful.
If
you wish to receive more information about the outcome of the transaction, or
learn about the causes and details of unsuccessful transactions, please contact
your account keeping bank.